This Terms & Conditions / Terms & Agreement (this “Agreement”) is entered into by and between Timmer Capital FZCO, a Free Zone Company duly incorporated and existing under the laws and regulations of the United Arab Emirates and registered with Dubai Silicon Oasis Authority (DSOA), with its registered office at Dubai Silicon Oasis, DDP, Building A2, Dubai, United Arab Emirates, Free-zone license number 13194 and UAE Tax Registration Number (TRN) 104301951000001, trading under the name “Trade Academy”, together with its subsidiaries and affiliates (collectively, the “Company,” “Trade Academy,” or “TA”), and any individual or entity purchasing, accessing, or using TA products or services (the “Customer”). By purchasing, accessing, or using any TA product or service, the Customer agrees to be bound by this Agreement.

ARTICLE 1: AGREEMENT OVERVIEW AND ACCEPTANCE

1.1 Scope of Agreement.

This Agreement governs and regulates the Customer’s access to, and use of, Trade Academy’s digital education products and services including, without limitation, Masterclass and Mastery (each a separate product or service with its own delivery), as well as course materials, online portals, live sessions, mentoring sessions, tools, indicators, and community spaces (collectively, the “Services”), regardless of device, platform, or network.

1.2 Acknowledgment and Acceptance.

The Services are intended solely for educational and informational purposes. By using the Services, the Customer confirms the Customer has read, understood, and agrees to be bound by this Agreement in its entirety, without modification; continued use constitutes ongoing acceptance.

1.3 Right to Decline (Pre-Acceptance).

If the Customer does not agree with any provision prior to first purchase, registration, or access, the Customer must refrain from accessing or using any Services.

1.4 Post-Acceptance Discontinuation (No Retroactive Non-Acceptance).

If the Customer has already accepted under Clause 1.2, any later “decline” operates only as discontinuation on a go-forward basis and does not retroactively invalidate prior acceptance or negate accrued obligations. Fees are non-refundable except as expressly provided in Article 10 (No-Refund / Discrepancies) and as required under mandatory provisions of applicable law. For changes by the Company, continued use after modification constitutes acceptance under Article 17.2.

ARTICLE 2: DEFINITIONS

2.1 Customer.

“Customer” means any purchaser or user of the Services, whether an individual, sole proprietor, partnership, or incorporated entity.

2.2 Educator.

“Educator” means the Company’s educators, mentors, team members, contractors, or representatives delivering any form of content or communication. All content delivered by any Educator is Proprietary Material.

2.3 Live Session.

“Live Session” means any live or recorded session hosted by the Company or an Educator, including trading demonstrations or walkthroughs, provided solely for educational and informational purposes and remaining Proprietary Material.

2.4 Mentoring Session.

“Mentoring Session” means any one-to-one or group session delivered by the Company or an Educator, real-time or pre-recorded, provided exclusively for educational purposes and not to be recorded, copied, or shared by the Customer.

2.5 Proprietary Material.

“Proprietary Material” means all non-public or paywalled content, including pre-recorded materials, live or mentoring content, community content, proprietary indicators, tools, documents, recordings, transcripts, slides, methods, and communications (digital or printed), owned solely by the Company.

2.6 Course Materials.

“Course Materials” means the Company’s structured educational content (for example, videos, documents, slides, exercises, and recordings) made available to the Customer. Course Materials are Proprietary Material and licensed for personal, non-commercial, time-limited educational use only.

2.7 Materials.

“Materials” means all course content, sessions (live or recorded), mentoring, tools, communications, software, documentation, and environments provided by the Company. Materials include Course Materials.

2.8 Services.

“Services” means Trade Academy’s digital education products and related access, tools, portals, and community environments.

2.9 Onboarding Calls.

“Onboarding Calls” means post-purchase guidance sessions to assist with access, orientation, and basic usage of the Services.

2.10 License.

“License” means the limited, non-exclusive, non-transferable, revocable permission to access Materials as described in Articles 4, 5, and 7.

ARTICLE 3: SERVICES, PURPOSE, AND REGULATORY STATUS

3.1 Primary Purpose.

The Company’s goal is to transfer knowledge and develop the Customer into an autonomous, informed market participant through comprehensive education, structured programs, and practical application.

3.2 Exclusive Educational Intent.

All content, instruction, and communication, including live trading sessions, mentoring, and community discussions, are exclusively educational and informational.

3.3 No Financial, Investment, Legal, or Tax Advice.

The Company, its educators, team members, contractors, and representatives do not offer financial, investment, legal, or tax advice under any circumstance. No element of any Service constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities, currencies, or financial instruments.

3.4 No Signals or Copy Trading; No Managed Accounts.

The Company does not provide any signal service and does not provide copy trading or managed trading accounts. Any references to potential trading examples or trade ideas in the Trade Academy Course are illustrative only and do not constitute a promise or guarantee that the Customer will earn or achieve any particular trading result.

3.5 Risk Acknowledgment.

Trading and market participation inherently involve risk, including potential partial or total loss. Outcomes from education do not guarantee payouts, profits, or any specific results. The Customer makes all decisions at the Customer’s sole discretion and risk and is free not to apply any theory in practice.

3.6 Demonstrative Nature of Trading Sessions.

Any Company activity during Live Sessions (for example, brokerage accounts or demonstration accounts) is demonstrative of theory-to-practice only. The Customer remains fully responsible for any action taken in the Customer’s own accounts.

3.7 Third-Party Tools and Providers.

The Company may make non-binding suggestions or references to third-party tools or providers for demonstration of educational concepts. The Customer is free to use or not use such tools, and any engagement is at the Customer’s discretion and risk. The Company may receive compensation or affiliate revenue if the Customer elects to engage with such third parties.

3.8 Affiliate Relationships; No Binding Recommendations; No Guarantees.

The Company may be affiliated with, or may receive compensation or other benefits from, third-party platforms, software tools, service providers, proprietary trading firms, brokers, or other entities that appear, are demonstrated, or are suggested within the Materials or during the Services. Any introduction, demonstration, mention, walkthrough, or recommendation of any such third-party platform, tool, or provider is strictly non-binding, optional, and provided solely for educational and informational purposes. The Customer is under no obligation whatsoever to use, register with, or engage any such third-party. No recommendation constitutes an endorsement, assurance, warranty, guarantee, or promise of performance, results, payouts, approvals, or suitability. The Customer acknowledges and agrees that the Customer must conduct the Customer’s own independent research, investigation, and due diligence before engaging with any third-party tools, providers, brokers, or platforms, and that any such engagement is entirely at the Customer’s own discretion and risk.

3.9 Regulatory Status of Trade Academy.

Trade Academy is an education-only provider and is not regulated by financial authorities, including, without limitation, the UAE Securities and Commodities Authority (SCA), the Dubai Financial Services Authority (DFSA), or any foreign financial regulatory body. Trade Academy does not provide regulated investment services, portfolio management, brokerage services, or the reception or transmission of orders. Digital education providers that do not provide financial recommendations or solicit or endorse purchases or sales of financial instruments are generally not required to be regulated as financial service providers under UAE law. Nothing in the Services changes this regulatory status.

ARTICLE 4: ELIGIBILITY AND ACCESS

4.1 Minimum Age.

The Customer must be 18 years or older to purchase or use the Services. By purchasing or using the Services, the Customer represents and warrants that this requirement is satisfied.

4.2 Regulatory Restrictions; Compliance.

The Customer represents and warrants that the Customer is not located in an embargoed or restricted jurisdiction and that purchasing or using the Services is lawful in the Customer’s location (see Articles 18.1 to 18.3 and Article 19.1).

4.3 Local Responsibility.

The Customer is solely responsible for ensuring that enrollment in and use of the Trade Academy Course complies with the Customer’s local laws, including any restrictions on accessing trading-related education.

ARTICLE 5: PRODUCTS, ACCESS DURATIONS, INACTIVITY, AND DATA RETENTION

5.1 Separate Products.

Each product or service, including, without limitation, Masterclass and Mastery, is separately named and purchased, with its own scope and delivery.

5.2 Access Durations.

(a) Masterclass course curriculum access duration: for so long as the Company continues to make the Masterclass product available and operational for delivery to Customers (that is, until the Company discontinues, sunsets, or permanently ceases offering the Masterclass product or its delivery platform), subject always to (i) suspension, throttling, deactivation, or termination rights under this Agreement (including Articles 5.4, 7.3 to 7.5, 8, 14, and 19.1), and (ii) modifications under Article 17.

(b) Mastery (1:1 mentoring) access duration: 6 months.

5.3 Extracurricular Services.

Any service beyond access to the core course curriculum (including, without limitation, live streams, group sessions, community events, or mentoring) is not lifetime and may be modified, scheduled, or discontinued at the Company’s discretion.

5.4 Account Inactivity.

For resource stewardship, the Company may deactivate accounts exhibiting prolonged inactivity as defined in the Company’s operational policies. Prior notice may be provided where practicable.

5.5 Expiry Events.

Time-limited products automatically expire at the end of their term unless renewed. Expiry results in access revocation to time-limited components without refund.

5.6 Data Retention.

The Company may retain minimal operational logs and records for legal, compliance, and security purposes after deactivation or expiry, consistent with the applicable Privacy Policy and UAE data protection requirements.

ARTICLE 6: ONBOARDING CALLS AND THIRD-PARTY INTRODUCTIONS

6.1 Onboarding Calls.

The Company may provide Onboarding Calls after purchase to guide the Customer through access, usage of the platform, and course structure.

6.2 Ufunded Introduction.

At the Customer’s request, the onboarder may introduce the Customer to Ufunded, which is a wholly distinct organization operated independently from Trade Academy. Any relationship with Ufunded is outside the scope of this Agreement.

ARTICLE 7: LICENSE; ACCESS; CREDENTIALS

7.1 Limited License.

The Company grants the Customer a limited, personal, non-exclusive, non-transferable, revocable License to access and use the Materials (including Course Materials) solely for the Customer’s own educational purposes and not for commercial exploitation, redistribution, or resale.

7.2 Login Security; Non-Sharing.

Credentials are unique to the Customer and must not be shared, transferred, sold, or provided to any third party. The Customer is solely responsible for safeguarding credentials.

7.3 Access Controls and Protective Measures.

The Company may implement multi-factor authentication, session caps, streaming-only delivery, watermarking or unique identifiers, geo or IP restrictions, and may change such controls at any time.

7.4 Monitoring Consent.

The Customer acknowledges that the Company may monitor access patterns, log-ins, device fingerprints, IP addresses, session durations, download behavior, and in-platform activity to detect sharing, scraping, automated access, or other misuse.

7.5 Enforcement Measures.

Upon suspected or actual breach, the Company may suspend access, throttle or disable downloads or streams, require identity re-verification, or terminate access without refund, in addition to seeking injunctive and monetary relief.

ARTICLE 8: CUSTOMER OBLIGATIONS AND CONDUCT

8.1 General Conduct.

The Customer shall participate responsibly and comply with platform, community, and session rules communicated by the Company.

8.2 No Dissemination; No Recording.

The Customer shall not disseminate or make available any non-public, paywalled material (including pre-recorded content, Live Sessions, Mentoring Sessions, and community content), nor record or screen-record any such content without express written consent.

8.3 No Duplication or Replication; No Reverse Engineering.

The Customer shall not copy, download, reproduce, replicate, publish, adapt, reverse-engineer, distribute, or create derivative works from any Proprietary Material (including proprietary indicators), whether for personal use or third-party benefit.

8.4 No Unauthorized Subgroups; No Circumvention.

The Customer shall not initiate or join external subgroups for Company content, nor circumvent paywalls or access controls, nor use bots, scrapers, bulk downloaders, or screen or audio recorders.

8.5 Commercial Misuse Prohibited.

There shall be no resell, license, rent, public performance, or commercial exploitation of the Services or Proprietary Material, and no training, coaching, or consulting to third parties relying on the Company’s Proprietary Material.

8.6 Community Conduct.

No harassment, threats, defamation, or disclosure of others’ private information. The Customer shall comply with moderator instructions.

8.7 Assessment Integrity; Multi-Account Circumvention.

Quizzes, tasks, or exercises must be completed by the Customer without unauthorized assistance. The Customer shall not create additional accounts to bypass access limits, expirations, revocations, or time-boxed products.

8.8 Security.

The Customer shall not introduce malicious code, interfere with platform operations, probe or test systems, or attempt to access non-public areas.

ARTICLE 9: INTELLECTUAL PROPERTY AND PROPRIETARY MATERIAL

9.1 Ownership.

The Company and its licensors retain all right, title, and interest in and to the Services and all Proprietary Material (registered or unregistered). No ownership right, license, or interest is transferred other than the License in Article 7.

9.2 No License to Core IP.

The Customer is not granted, and shall not attempt to obtain, any license to access, use, copy, or modify source code, indicators, algorithms, formulas, trade secrets, back-end systems, or underlying intellectual property of the Company.

9.3 Downloaded or Offline Materials.

Where expressly enabled, downloads or offline copies remain subject to this Agreement, are for personal educational use only, and may not be copied, resold, or shared.

9.4 Feedback.

The Customer assigns to the Company all right, title, and interest in any feedback, suggestions, or ideas regarding the Services (“Feedback”). The Company may use Feedback without restriction or obligation.

9.5 Watermarks and Evidence.

The Company may embed watermarks or unique identifiers. Evidence of a Customer-linked watermark or fingerprint found in leaked Materials constitutes prima facie evidence of breach (subject to the Customer’s right to provide contrary evidence).

ARTICLE 10: FEES, PAYMENTS, REFUND POLICY, AND DISCREPANCIES

10.1 Payment Structure; Taxes and Fees.

Payments for Trade Academy Courses are typically one-time payments (installments may be offered at the Company’s discretion). Prices exclude applicable UAE value added tax (VAT), other taxes, duties, levies, and bank or payment-processor fees unless expressly stated. The Customer is responsible for such amounts. Currency conversions use processor-applied rates and fees.

10.2 Refunds.

All sales of Trade Academy’s one-time digital Services are final and non-refundable upon confirmation, provided the product or Service as described is delivered by the Company, except where a refund is required under mandatory provisions of applicable law or expressly provided in this Agreement. For Customers located in the Netherlands (as determined at the time of purchase), the following applies: the Company offers a 14-day refund policy for Masterclass and Mastery (the “14-Day Refund Policy”). Under the 14-Day Refund Policy, the Customer may request a refund within fourteen (14) days from the purchase confirmation date by submitting a written request through the Company’s official support channels. For Mastery, if one or more mentoring sessions have already been delivered before the refund request is received, the Company may reduce the refund by the reasonable value of sessions already delivered and any non-recoverable third-party processing fees. Any approved refund under this Clause 10.2 is the Customer’s sole and exclusive remedy for that refund request.

10.3 Material Discrepancy (Limited Review).

If there is a material and verifiable discrepancy between the written purchase description or confirmation and what the Company actually delivers, the Customer may request a full or partial refund limited to the portion not delivered as described. The Company will review in good faith. Any approved refund is the Customer’s sole and exclusive remedy.

10.4 Chargebacks.

The Customer shall not initiate a chargeback for Services delivered as described. Any attempted chargeback in violation of this Agreement constitutes a material breach. If the Customer seeks a refund that is permitted under Clause 10.2 (including the 14-Day Refund Policy for eligible Customers located in the Netherlands) or under Clause 10.3, the Customer shall submit the request through the Company’s official support channels and allow the Company a reasonable opportunity to review and respond before initiating any payment dispute. If a chargeback is initiated and reversed in the Company’s favor, the Customer shall reimburse the Company for reasonable costs, processor fees, and attorneys’ fees. For installments, remaining amounts may become immediately due and payable.

ARTICLE 11: COMMUNICATIONS, COMMUNITY, AND THIRD-PARTY PLATFORMS

11.1 Educational Nature of Communications.

All interpersonal mentor sessions, group sessions, or community communications (text, voice, or video) must not be construed as financial advice or recommendations.

11.2 Recording and Use of Communications.

The Company may record, store, or transcribe sessions or communications for quality assurance, compliance verification, educational continuity, and internal training. Such recordings are Proprietary Material.

11.3 Supremacy of Agreement.

No Educator, mentor, contractor, team member, or representative is authorized to vary, waive, amend, or overrule this Agreement. In any conflict, this Agreement prevails.

11.4 Third-Party Platforms; No Endorsement.

The Services may integrate with third-party platforms (for example, online community platforms, videoconferencing tools, or hosting providers). Such services are governed by third-party terms and privacy policies. Use is at the Customer’s risk and does not constitute endorsement.

11.5 Community Access.

Community access (for example, an online chat or community space) may be provided as a complimentary service and may be modified, suspended, or withdrawn at any time. Misuse may result in removal, restriction, or permanent ban without refund and without affecting the Company’s other rights and remedies.

ARTICLE 12: DISCLAIMER OF WARRANTIES; DOWNTIME; FORCE MAJEURE

12.1 As-Is; As-Available.

The Services and all Proprietary Material are provided “as is” and “as available,” solely for educational and informational purposes and without warranties of any kind (express, implied, statutory, or otherwise), to the maximum extent permitted by applicable law.

12.2 Disclaimer of Implied Warranties.

To the maximum extent permitted by law, the Company disclaims all implied warranties, including merchantability, fitness for a particular purpose, accuracy, completeness, reliability, availability, title, non-infringement, and any arising from usage of trade, course of dealing, or performance.

12.3 Third-Party Tools and Networks.

The Company is not responsible for outages, changes, or defects attributable to third parties.

12.4 Scheduled or Unscheduled Downtime.

Maintenance may be scheduled and downtime may occur without any service-level guarantee.

12.5 Force Majeure.

The Company is not liable for delays or failures due to events beyond its reasonable control, including natural disasters, war, civil unrest, labor disputes, cyberattacks, power or internet failures, or government actions.

ARTICLE 13: LIMITATION OF LIABILITY; LIMITATION PERIOD; COLLECTIVE ACTION WAIVER; REMEDIES

13.1 Exclusion of Certain Damages.

The Company and its personnel and licensors are not liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, goodwill, or data, or for business interruption, whether arising in contract, tort, negligence, or otherwise, even if advised of the possibility of such damages.

13.2 Aggregate Liability Cap.

To the extent permitted by law, the Company’s total aggregate liability shall not exceed the amount of fees actually paid by the Customer for the specific product or Service giving rise to the claim.

13.3 Non-Excludable Liabilities.

Nothing in this Agreement limits or excludes liability where not permitted under applicable law, including liability for fraud or fraudulent misrepresentation.

13.4 Limitation Period.

Any claim must be brought within 6 months after the cause of action accrues, otherwise it is permanently barred to the extent permitted by law.

13.5 Collective Action Waiver.

To the extent permitted by law, disputes must be brought in the Customer’s individual capacity and not as a plaintiff or class member in any class, consolidated, collective, or representative proceeding.

13.6 Injunctive Relief; Liquidated Damages; Disgorgement.

Unauthorized use, copying, or dissemination of Proprietary Material causes harm difficult to quantify. The Company may seek immediate injunctive relief without bond. In the event of unauthorized recording, sharing, publication, or leak of paywalled Materials attributable to the Customer, the parties agree that USD 10,000 per breach instance is a reasonable pre-estimate of minimum harm, without prejudice to the Company seeking higher actual damages (including disgorgement of profits) and recovery of reasonable costs of investigation and attorneys’ fees. The Company may elect actual damages (including disgorgement), whichever is greater.

ARTICLE 14: PROHIBITED ACTS, BREACH, AND REMEDIES

14.1 Termination for Breach.

Upon any breach, the Company may immediately terminate the engagement, discontinue delivery, and revoke access to all Materials (including community and Live Sessions) without refund.

14.2 Damages for Harm.

Where breach causes financial or reputational harm (including defamation or unauthorized dissemination), the Customer shall be liable for the Company’s damages as determined by an independent legal professional or competent court.

14.3 Cumulative Remedies.

All rights and remedies hereunder are cumulative and in addition to those available at law or in equity.

ARTICLE 15: DATA, PRIVACY, LIMITED PUBLICITY, AND TESTIMONIALS

15.1 Processing and Sharing.

Personal data and information are processed in accordance with applicable UAE data protection requirements and the Company’s Privacy Policy and may be shared internally within Timmer Capital FZCO or with trusted third parties supporting operation, delivery, and compliance (for example, hosting providers, communication tools, and payment processors). For Customers located in other jurisdictions, the Company endeavors to respect applicable data protection principles to the extent operationally feasible and legally required.

15.2 Achievements and Awareness.

The Company may reference non-personally identifying achievements, milestones, or progress results for awareness, without disclosing personal identifying information without consent.

15.3 Limited Publicity License; Testimonials and Media.

The Customer grants the Company a non-exclusive, royalty-free license to reference anonymized achievements and outcomes for awareness and marketing without personal data. Where the Customer voluntarily provides testimonials or media, the Customer grants the Company a worldwide, transferable, sublicensable license to use, reproduce, and display such content in any medium in connection with the Services.

15.4 Brand Integrity.

The Customer shall not use the Company’s names, logos, or marks without prior written consent.

ARTICLE 16: CONFIDENTIALITY AND PROTECTION OF INFORMATION

16.1 Confidential Information.

“Confidential Information” means non-public information disclosed or made available by the Company, including Proprietary Material, methods, indicators, roadmaps, non-public pricing, community content, and communications.

16.2 Use and Protection.

The Customer shall (a) use Confidential Information solely for educative use under this Agreement; (b) not disclose it to third parties; and (c) protect it with at least a reasonable standard of care.

16.3 No Recording by Customer.

Unless expressly permitted in writing, the Customer shall not record live or mentoring sessions or community events.

16.4 Return or Deletion.

Upon termination or the Company’s request, the Customer shall promptly delete or return Confidential Information and confirm deletion in writing.

16.5 Takedown Cooperation; Equitable Relief.

On the Company’s takedown request (including reposted or leaked content), the Customer shall promptly remove such content and cooperate with remediation. Breach may cause irreparable harm; the Company may seek injunctive relief.

ARTICLE 17: MODIFICATIONS AND UPDATES

17.1 Right to Modify.

The Company may modify, amend, or update these Terms & Conditions or this Agreement and may update or revise content, features, schedules, or pricing from time to time.

17.2 Effect of Modifications.

Modifications become effective upon posting to the Company’s website or other official channels. Continued use after modifications constitutes acceptance. If a change materially reduces core access rights during an active paid access period, the Company will honor prior terms for the remainder of that period, subject to mandatory UAE law.

ARTICLE 18: GOVERNING LAW, JURISDICTION, AND REGULATORY RESTRICTIONS

18.1 Governing Law.

This Agreement is governed by and construed in accordance with the laws of the United Arab Emirates. To the extent relevant to Timmer Capital FZCO’s corporate form and licensing, the regulations of Dubai Silicon Oasis Authority (DSOA) may also apply.

18.2 Exclusive Jurisdiction; No Arbitration.

Subject to applicable mandatory law, the parties irrevocably agree to the exclusive jurisdiction of the courts of Dubai, United Arab Emirates. No contractual arbitration clause applies. The Company may seek immediate legal remedies, including injunctive relief, before such courts.

18.3 Restricted or Embargoed Locations; Sanctions.

The Services are not available where prohibited by law, including embargoed countries or jurisdictions, or where the Company’s educational Services may be deemed a regulated investment service under local laws. The Customer represents that the Customer is not located in, ordinarily resident in, or organized under the laws of any embargoed or sanctioned country and is not a sanctioned party.

18.4 No KYC (General); Identity Verification on Demand.

The Company does not require full KYC for general access; however, the Company may require identity verification at any time where risk, compliance, chargeback, jurisdictional, or fraud signals exist. Failure to verify promptly may result in suspension or termination without refund.

18.5 Refusal or Cancellation for Anti-Fraud.

The Company may cancel or refuse orders associated with suspected fraud, abuse, sanctions exposure, or policy evasion.

ARTICLE 19: GENERAL

19.1 Compliance and Restrictions.

The Customer represents that the Customer is not in any jurisdiction where receipt or use of Trade Academy’s Services would be deemed a regulated financial activity that the Company is not licensed to perform, acknowledging that the Company operates solely as an educational provider and does not offer financial advice or regulated financial services. The Company may restrict or terminate access where required by law, government request, sanctions policy, or regulatory considerations, without refund, subject to mandatory UAE consumer protection rules.

19.2 Entire Agreement.

This Agreement constitutes the entire agreement between the Company and the Customer regarding the Services and supersedes all prior negotiations or understandings (oral or written), including representations in advertisements or informal communications.

19.3 Severability.

If any provision or part is found invalid, illegal, or unenforceable, the remainder remains enforceable. The invalid provision will be revised to the minimum extent necessary to be enforceable.

19.4 No Waiver.

Any failure or delay by the Company in enforcing any provision is not a waiver of that or any other provision.

19.5 Notices.

Notices may be provided electronically to the email or contact details supplied by the Customer or via official contact channels listed on the Company’s website.

19.6 Assignment.

The Company may assign or transfer this Agreement (in whole or in part) to affiliates or successors. The Customer may not assign or transfer rights or obligations without the Company’s prior written consent.

19.7 Survival.

Articles and Sections intended by their nature to survive (including confidentiality, intellectual property, non-dissemination, disclaimers, limitations of liability, data and privacy, assignment, governing law and jurisdiction, and remedies) survive termination or expiry.

19.8 Electronic Communications and Consent.

By clicking to agree, purchasing, accessing, or using the Services, the Customer consents to transact electronically and to receive legally required notices electronically. This Agreement is embedded into Trade Academy checkout pages as a mandatory acknowledgment and applies retroactively to all previous Customers of Trade Academy and to any person who accesses or uses the Services, as this Agreement is installed and operative throughout the Customer journey, subject always to mandatory UAE consumer protection law.